IBEW Local 164

Talk to a modification advisor in person!!!

JP Morgan Chase opens a homeownership center at
115 W. Century Rd in Paramus
(201) 225-3980

Advisors on site to help walk-in customers who want to modify mortgages serviced by either Chase, Washington Mutual or EMC

Chase has 20 of these centers around the country.
A new center will open up in Jersey City in May 2009

Attention
No cash out refinance money is now available (as of 4-20-2009) to homeowners with little to no home equity.

Fannie Mae and Freddie Mac loans can be refinanced
without paying PMI!*

If you were denied a refinance because your appraisal came in too low, you may now be able to refinance. (up to 125% of current value)

Ex: current $350,000 @6.25% = $2155.01
Refinance $350,000 @5% = $1878.88
Saving per month = $276.13

Help jump start NJ's economy
**use the $276.13 to finance a car for the next 30 yrs**

Michael Curran - C: 973-801-2270
Michael.j.curran@chase.com

IBEW Local 164 Members … Do you need help buying or refinancing your home? We have an answer - The Union Plus® Mortgage Program, making home lending easier and more affordable than ever!

Designed exclusively for Union Members by JP Morgan Chase, the Union Plus® Mortgage Program is an exclusive member-only home financing program with benefits you can't afford to be without! Features include:

A wide variety of mortgages including special programs for first-time homebuyers, or those with less-than-perfect credit and other unique circumstances

A FREE Mortgage Assistance Benefit that can help you make your mortgage payments if you become unemployed as a result of a layoff, disability, strike or lockout

Special savings on closing costs.

This program is available to Union Members, their parents and children. For more information, please contact Michael J. Curran at michael.j.curran@chase.com or visit him online at http://homeloan.chase.com/michael.j.curran.