The Joint Pension Fund's Plan Documents

Joint Welfare Plan  ·  Joint Annuity Plan

The Joint Pension fund provides for the pension benefits of the members of Local Union 164. The links listen below will display individual sections from the lates Joint Pension booklet. Use the links above to view documents for Plans other than the Joint Pension Fund.

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• Entire Joint Pension Fund Benefits Plan (unseparated)
• Joint Pension Fund Trustees and Staff


• Introduction


• Outline of Plan


• Basic Idea, Eligibility, and Contributions
• Pension Credits
• Vesting Service
• Breaks in Service
• Normal Retirement at Age 62 or Later
• Early Retirement Between Ages 55 and 62
• Total and Partial Disability Retirement
• How to Apply for a Pension
• Nonforfeitable Rights
• Supplemental Benefits
• Special Provisions for Former Members of Local 52
• Special Provisions for Telephone and Telecommunications Workers
• Cost of Living Adjustments
• Death Benefits
• Return to Work
• Claim Procedure
• Termination of the Plan
• Circumstances Causing Forfeiture of Benefits
• Termination Insurance
• Your Rights Under ERISA